Today's Rates

Today's Rates

Last update: Dec 4 2008 5:18PM CST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	4.750	2.536	5.013
	4.875	1.936	5.086
	5.000	1.472	5.17
	5.125	1.053	5.258
	5.250	0.680	5.35
15 yr fixed conforming	4.625	2.405	5.061
	4.750	1.992	5.123
	4.875	1.505	5.173
	5.000	1.092	5.235
	5.125	0.701	5.3
3/1 ARM	5.625	2.614	5.446
	5.750	1.650	5.387
	5.875	1.542	5.409
	6.000	1.501	5.436
	6.125	1.384	5.457
30/5 yr fixed or 5/1 ARM	5.625	2.533	5.524
	5.750	1.754	5.499
	5.875	1.529	5.528
	6.000	1.294	5.555
	6.125	1.169	5.593
30/7 yr fixed or 7/1 ARM	5.750	2.434	5.653
	5.875	2.040	5.68
	6.000	1.750	5.718
	6.125	1.600	5.769
	6.250	1.275	5.804
10/1 ARM	5.625	1.396	5.58
	6.375	1.251	6.073
	6.625	0.969	6.217
	6.750	0.662	6.273

1 year ARM	5.250	2.530	5.307
	5.375	2.312	5.298
	5.500	2.239	5.303
	5.625	2.053	5.296
	5.750	1.866	5.29
6 Month ARM




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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo




15 yr fixed jumbo




3/1 jumbo ARM




5/1 jumbo ARM




7/1 jumbo ARM




10/1 jumbo ARM




1 year ARM




6 Month ARM




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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
5/1 ARM Interest-Only	5.750	1.987	5.52
	5.875	1.851	5.557
	6.000	1.533	5.576
	6.125	1.388	5.612
	6.250	1.213	5.646
7/1 ARM Interest-Only	5.875	2.372	5.71
	6.000	2.024	5.743
	6.125	1.857	5.793
	6.250	1.632	5.837
	6.375	1.282	5.869
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
5/1 ARM jumbo Interest-Only




7/1 ARM jumbo Interest-Only




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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.

Jefferson Bank and Trust - 12501 Olive Bvd - Saint Louis, MO 63141
Office Phone: (314) 878-8484

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